Financial Restructuring Advisory (FYY)

What is Financial Debt Restructuring (FYY)?

Financial Debt Restructuring (FYY) is an institutional solution framework enabling viable enterprises facing credit repayment distress to restructure their liabilities with banking syndicates and financial institutions.

Under the Banks Association of Turkey (TBB) framework agreements, strategic options including loan maturity extensions, principal and interest grace periods, interest renegotiation, and supplementary working capital injection can be evaluated.

What We Deliver as ParaMindTR

We holistically diagnose your enterprise's financial architecture and engineer the decisive strategic roadmap for restructuring negotiations with financing institutions.

Our Advisory Scope

• Financial Statement & Collateral Diagnostics: Rigorous analysis of balance sheets, credit portfolios, and pledged assets.
• FYY Restructuring Eligibility Assessment: Meticulous evaluation of corporate eligibility under framework criteria.
• Application Dossier & Long-Term Financial Projections: Drafting the official technical restructuring dossier and multi-year cash flow projections.
• Cash Flow & Debt Service Capacity Modeling: Pinpointing viable debt servicing thresholds and operational liquidity margins.
• Repayment Scenario Modeling: Formulating alternative tenor, rate, and debt amortization schedules.
• Working Capital Inflow Planning: Evaluating additional working capital financing needs to sustain operations.
• Bank Negotiation Representation: Providing advisory and technical defense during bank committee negotiations.
• Post-Restructuring Financial Improvement Plan: Designing operational efficiency controls for post-settlement execution.